Checked against GOV.UK on 14 August 2026
There is no HMRC app. Every MTD submission goes through commercial software that has been through HMRC's recognition process, and HMRC does not recommend any product.
You build records by linking a business bank account to import transactions, scanning receipts and invoices, or typing income and expenses in. These products usually do everything — records, updates and the tax return.
This connects to records you already keep in spreadsheets or other accounting tools and makes the submissions for you. Some bridging products can send quarterly updates and submit the tax return.
HMRC's guidance says free products are available for those with simple tax affairs, but there may be limits on how the product can be used — for example a limited number of transactions. Free products are marked with a "free version" feature in HMRC's software finder. As one worked example, the finder lists My Tax Digital (Free) with a free version, digital record creation and bridging, standard and calendar update periods, and sole trader, UK property and foreign property income — checked on 14 August 2026.
We do not rank, review or take commission on any software. The recognised list changes; always confirm current features and pricing on HMRC's finder and with the provider before you commit.
Allowed — but only one product per submission. A landlord cannot split property quarterly updates across two products. If you use more than one product you must digitally link them.
If you want to keep your spreadsheet →
General information about UK tax rules, not tax advice. Your own circumstances and HMRC's official guidance govern your position. If you are unsure, speak to an accountant or contact HMRC. Tax rules change — if this page is more than a few months old, check the GOV.UK pages linked above. Found an error? Email hello@getaxionlabs.com and we will correct it.